Health coverage that actually fits your life and budget.
I specialize in under-65 coverage for self-employed individuals, families, and small businesses. As a Licensed Health Advisor I work for you, not the insurance companies — comparing Marketplace and private plans across carriers, explaining your options in plain English, at no cost to you.
Request your free quote
Takes under a minute. No spam, no pressure.
Under-65 health coverage, done right.
I help individuals, families, the self-employed, and small businesses find real health coverage before Medicare age. That focus means sharper comparisons and better answers.
Self-Employed & 1099
No employer plan? No problem. I help freelancers, contractors, and business owners find coverage that fits an entrepreneur's budget — and walk you through what may be deductible.
Get covered →Individuals & Families
ACA Marketplace plans with subsidy checks included — many families qualify for lower premiums than they expect and never find out.
Check my options →Private Health-Based Plans
If you're in good health, private medically-underwritten plans can offer strong benefits at a lower price than unsubsidized Marketplace coverage. I'll tell you honestly which route wins for you.
See if I qualify →Small Business
Group health coverage that helps you attract and keep great people. I'll shop options for your team and give you real numbers on what it costs.
Get a group quote →Three steps to being covered.
Tell me about you
A quick call or the form above — household size, income range, doctors you want to keep, medications you take.
I shop the market
I compare Marketplace and private plans across carriers, check every subsidy you qualify for, and confirm your doctors are in-network.
You pick, I handle the rest
I present your best 2–3 options in plain English, enroll you, and stay your point of contact all year — claims questions included.
Licensed in 31 states — and counting.
Wherever life takes you, your coverage and your advisor can come along. If your state is highlighted below, I can help.
Hi, I'm Hunter Halstead.
I've spent the last 2+ years helping families and business owners across the country cut through insurance jargon and find coverage they can actually afford to use. As a Licensed Health Advisor, I'm not tied to any one carrier — my only job is finding what's right for you.
Insurance decisions are stressful. My promise is simple: honest answers, real comparisons, and no pressure.
- Licensed health & life agent in 31 states · NPN 21266093
- Licensed Health Advisor
- 221+ families helped and counting
- English and Spanish spoken
Answers before you ask.
How much does it cost to work with you?
Nothing. Health advisors like me are paid by the insurance carriers, and the price of your plan is the same whether you enroll through me, online, or directly with the carrier. The difference is you get a licensed professional in your corner.
Can I only enroll during Open Enrollment?
Open Enrollment (November–January for Marketplace plans) is the main window, but life events like moving, losing job coverage, marriage, or having a baby can qualify you for a Special Enrollment Period any time of year. Reach out and I'll check your eligibility.
Will you help me after I enroll?
Yes — that's the point of having an advisor. Billing issues, claim denials, finding in-network specialists, renewals: I'm your contact for all of it, all year.
What if I already have a plan?
I offer free coverage reviews. Plans and subsidies change every year, and many people are overpaying or under-covered without realizing it. A 15-minute review can save you real money.
What's the difference between Marketplace and private plans?
Marketplace (ACA) plans accept everyone regardless of health and can come with income-based subsidies. Private plans are medically underwritten — they ask health questions — and for people in good health they can offer strong benefits at a lower price. I compare both sides and show you which actually wins for your situation.
I'm self-employed — is my health insurance different?
The plans available to you are the same, but your situation isn't: your income can vary (which affects subsidies), you may be able to deduct premiums, and you don't have an HR department. I fill that gap — and a quick conversation about how your income is structured often changes which plan makes sense. For tax specifics, I'll always point you to your CPA.
Not sure where to start? Let's talk.
Book a free 30-minute consultation — no forms, no commitment. Just honest answers about your options.
Pick a time that works for you.
Grab any open slot below for a free 30-minute call — you'll get a confirmation and calendar invite instantly.
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Call, text, or send a message.
Reach out however works for you. I respond to every message within one business day — usually much faster.
- 📞 (732) 822-2104
- ✉️ Hunter@Halsteadadvisoryllc.com
- 📍 Based in Weston, FL · Serving clients in 31 states
- 🕘 Mon–Fri 9am–8pm · Sat by appointment
- 📅 Book a 30-minute call online →